Thank you for your interest in our Point-of-Sale Lending Programs!
To learn more about US Bank Avvance Point-of-Sale Lending, pricing, and how to enroll just click on the link below
to complete our inquiry form and someone from our team will reach out to you in one business day.
You can also contact CREDITSOURCE (Agent) at (904) 215-8804, x212
Detailed pricing is available for review in our enrollment page. You can review pricing prior to signing up.
(Pricing will vary depending upon market categories)
Avvance is backed by the strength and stability of Elavon and U.S. Bank - a subsidiary of U.S. Bancorp, the fifth-largest commercial bank in the United States. U.S. Bancorp, with approximately 70,000 employees and $695.357 billion in assets as of December 31, 2025, is the parent company of U.S. Bank National Association.
- We pay businesses the full transaction amount within 48 hours and collect monthly payments directly from customers. We give customers buying power to make more purchases for new and repeat business. The business pays a fee for each customer loan. There are no subscription fees. We don't charge monthly fees and enrolling is free.
- There are no reoccurring fees and no cost to enroll. A MDR fee (Merchant Discount Rate) is applied to each Avvance loan that is processed and will be displayed on your regular monthly statement. More detailed pricing is available for review in our enrollment page. You can review pricing prior to signing up.
- After enrolling, you'll get access to the Avvance Merchant Portal, where you'll be able to initiate invoices and payment requests to your customers so they can apply for Avvance. If you enrolled through an integrated software platform or gateway, it can take up to 24 hours for Avvance to become available.
- The Avvance Merchant Portal contains a marketing library that contains pre-approved marketing materials. This includes flyers, videos, as well as banners and ad tiles that can be used on your website or in your e-mails.